Bankruptcy and debt
Chapter 7 and Chapter 13 for individuals, Subchapter V and Chapter 11 for businesses, foreclosure defense, garnishment, repossession, creditor claims and student-loan litigation.
How a filing worksCiolek LTD · Est. Toledo, Ohio
A broad civil and criminal practice run by one attorney who answers the phone, explains the options plainly, and tells you when you do not need a lawyer at all.
Ten-minute consultation by phone, no charge. Calls and email returned by the end of the business day.
01 Areas of focus
Most calls fall into one of these. If yours does not, call anyway. If the matter sits outside what this office handles well, you will be pointed to a lawyer who does it well, with no retainer taken for a case that is not ours.
Chapter 7 and Chapter 13 for individuals, Subchapter V and Chapter 11 for businesses, foreclosure defense, garnishment, repossession, creditor claims and student-loan litigation.
How a filing worksContract and collection disputes, consumer cases, construction and property disputes, small claims through common pleas, and appeals.
Describe your caseState and federal charges, investigations, municipal court matters, protection orders and record sealing. Deadlines in these cases are short; call before the first date.
Call before the hearingDivorce, dissolution, custody and parenting time, support, and guardianships, handled with an eye on what the household looks like afterward.
Contact the officeEstate administration, wills and powers of attorney, trust questions, and disputes among heirs and beneficiaries.
Contact the officeContracts, employment and non-compete questions, trademarks, federal asset forfeiture, and regulatory matters that do not fit a simple category.
Long-form practice notes on counselor.pro02 How we work
Calls and emails are returned by the end of the business day. If it cannot be handled that day, you hear that the same day.
The first conversation is usually about whether you need to file anything at all. If a cheaper option fixes the problem, you will hear that too.
Most legal problems have more than one defensible answer. The work is finding the one that fits your life or your business.
If your matter belongs with a different kind of lawyer, you will get a name, not a retainer.
03 Contact
When timing matters
Sale dates, garnishments, court dates and investigations turn on short deadlines. A ten-minute call sorts out what has to happen this week.